1
Initial Consultation & Pre-Approval
- Meet with your Hovland Realty agent to discuss your needs, wants, and budget.
- Review local market trends and neighborhoods that align with your goals.
- Get pre-approved with a trusted lender to determine your purchasing power and show sellers you're serious.
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2
Home Search
- Work with your agent to create a personalized home search, including access to MLS and off-market listings.
- Attend showings, virtual tours, or open houses with your agent, who will point out features, concerns, and opportunities.
- Refine your preferences based on what you see to ensure you find the perfect home.
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3
Making an Offer
- Collaborate with your agent to create a competitive offer based on comparable sales, market conditions, and your budget.
- Include contingencies such as inspections, financing, or appraisal to protect your interests.
- Your agent will submit the offer and negotiate on your behalf with the seller's agent.
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4
Under Contract
- Once your offer is accepted, submit the earnest money deposit to the escrow account.
- Schedule inspections, including general home, termite, pool, or specialized inspections as needed.
- Review the inspection report with your agent and negotiate repairs or credits with the seller.
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5
Financing & Appraisal
- Work closely with your lender to finalize your loan application and submit all required documents.
- Your agent will coordinate with the lender to schedule the home appraisal.
- Address any appraisal discrepancies with the seller if the appraisal value differs from the contract price.
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6
Title & Insurance
- Your agent will work with the title company to ensure a clean title, free of liens or encumbrances.
- Secure homeowners insurance and provide proof to your lender before closing.
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7
Final Walkthrough
- Conduct a walkthrough of the property with your agent to confirm repairs are complete and the home is in the agreed-upon condition.
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8
Closing Day
- Attend the closing appointment with your agent at the title company or attorney’s office.
- Review and sign all necessary documents, including loan paperwork and the deed.
- Pay closing costs and receive the keys to your new home!
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9
Post-Closing Support
- Your Hovland Realty agent will follow up to ensure your move-in process is smooth.
- Get access to trusted local contractors, vendors, and service providers for any future needs.
- Enjoy ongoing support for any real estate-related questions or future plans.